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What are travel credit cards, and how do they work?
Travel credit cards are financial products that offer various rewards and benefits geared towards frequent travelers. They typically earn you points or miles for every dollar spent on eligible purchases. These rewards can be redeemed for flights, hotel stays, car rentals, and other travel-related expenses. Travel credit cards may also include perks like travel insurance, airport lounge access, and no foreign transaction fees.
How do I choose the best travel credit card for my needs?
Choosing the best travel credit card depends on your travel habits, spending patterns, and preferences. Consider factors like the type of rewards offered (points, miles, or cash back), the card’s annual fee, sign-up bonuses, earning rates, redemption options, and additional travel perks. Analyzing these features will help you find a card that aligns with your lifestyle and offers the most value.
What are the benefits of using a travel credit card over other types of credit cards?
Travel credit cards provide unique advantages for travelers, such as earning rewards specifically tailored to travel expenses. Additionally, many travel credit cards offer travel-related perks like free checked bags, priority boarding, and travel insurance. Some cards also waive foreign transaction fees, making them ideal for international travelers.
What is a sign-up bonus, and how can I qualify for it?
A sign-up bonus is a promotional offer provided by the credit card issuer to entice new cardholders. To qualify for a sign-up bonus, you usually need to meet specific spending requirements within a certain timeframe after opening the account. The bonus can be in the form of points, miles, or cash back, and it’s a great way to jump-start your rewards earning.
Do travel credit cards charge foreign transaction fees?
Not all travel credit cards charge foreign transaction fees. Many of the top-tier travel cards waive these fees, making them ideal for international travel. However, it’s essential to read the card’s terms and conditions to confirm this before using it abroad.
How can I maximize the rewards earned with my travel credit card?
To maximize rewards, use your travel credit card for everyday expenses and large purchases. Take advantage of bonus categories and special promotions to earn more points or miles. Consider combining your travel credit card with loyalty programs to stack rewards and get even more value out of your purchases.
Summer is fast approaching, and Europe is calling. Well, not calling…it’s turned its head nonchalantly from its table in a streetside cafe, tipped its spritz in your general direction, and suggested you come enjoy a drink or five.
Europe’s cooler. What can we say?
But it’s a long flight, and you want your travel days to match your Aperol-sipping style. You want to fly Delta One. And you want to know how to fly Delta One cheaply.
We’ve got you covered as best we can. It’s not an easy feat. But here’s how to book Delta One seats to Europe this summer for cheap,
What is Delta One?
Delta One is among the most sought-after luxury products in the airline industry. Its combination of high-end lie-flat seats, SkyClub access, and renowned service have rightfully earned it a revered spot at the top of the US flight-food-chain.
The experience starts well before you board, with Sky Priority kicking in the second you arrive at the airport. Expect accelerated check-in and security, access to the much-lauded SkyClub lounges at select hubs, and priority boarding.
Once you’re on board, the luxury takes over. Each seat can be closed off for maximum privacy, allowing you to enjoy Delta’s industry-beating in-flight entertainment, chef-curated meals, and 180-degree recline beds. It’s a big deal, and can make those brutal overnight transatlantic flights a breeze. To top it off, passengers will receive a little bag of luxury goodies to help them stay relaxed and get refreshed before disembarking.
How much does Delta One cost?
As the most popular carrier in the US, turning left on a Delta flight is a travel aspiration for many of us. But, of course, the price point even for shorter flights can be eye-watering. Learning how to fly Delta One cheaply is a travel-hacking feat within itself, but we’ll do what we can do to help.
A quick search of flights from JFK to Paris, London, and Rome highlights one-way rates between $1,700 and $3,000 depending on the date you leave. If we push it a little further afield and search for Los Angeles flights, the average is dragged up to the $3,500 mark. Don’t be surprised to see some dates skyrocket depending on popularity and time of day.
Either way, that’s a lot of money to drop on a one-way flight—often quadruple the economy price or more.
Which aircrafts have Delta One?
Before specifying where you can guarantee a Delta One seat, it’s important to make the distinction between Delta One and Delta First Class. Delta One is the airline’s most premium product, while First Class is a slightly inferior product used for shorter routes.
In this day and age, the definition of first class and business class is blurred. Most airlines have done away with the “first class” concept completely. So in this case, don’t make the mistake of assuming Delta First Class is a better experience than One. It’s just confusing branding.
Luckily, working out which flights support Delta One is far easier.
Deta One is supported on any international flight longer than 6.5 hours regardless of aircraft type, as well as some transcontinental domestic routes. International examples would be from big hubs like JFK, ATL, and LAX heading to London, Paris, Rome, or Amsterdam. Some domestic routes supporting Delta One would be JFK to LAX, Atlanta to Hawaii, or D.C to LAX.
Be aware that some of these domestic routes may be listed as Delta First Class. In this case, double-check with the airline or an aircraft seat mapper like Seat Guru.
How to book Delta One seats to Europe this summer for cheap
Avoiding those sky-high fares is the name of the game, and learning how to book Delta One seats to Europe this summer for cheap is one of the toughest redemptions out there. Booking Delta One may be the most misused points and miles redemption in the US. Delta is incredibly popular, and millions of customers opt to open co-branded credit cards with the airline assuming it to be the best way to fly with the carrier.
Frustratingly, Delta’s SkyMiles program is notorious for exorbitant award rates, rendering the masses of miles accrued useless barring a few strong domestic redemptions. It’s not uncommon to see Delta One seats go for over 300,000 SkyMiles. That’s insane.
To help counter this, we’ll be looking into the best ways to fly Delta One cheaply.
Spoiler alert—it’s not using Delta SkyMiles.
How to book Delta One seats to Europe this summer for cheap using Delta SkyMiles
You can’t.
We could leave this section as short as that, but we’ll elaborate. Delta’s award pricing system is brutally dynamic and pulls no punches with its rates. The cheapest rate for a JFK to LAX flight in Delta One clocks in at 125,000 SkyMiles. Finding anything less than that for any route in Delta One is sorcery. If you manage it, let us know your secrets.
It’s a hard truth to learn, especially because of Delta’s popularity. Unless you’re flying economy for a few select routes, you’re rarely going to find super-high value for your SkyMiles.
If you’re one of the million that opted for a co-branded Delta card and have thousands of SkyMiles sitting in your account, patience is your best bet. Monthly skydeals may highlight something special, but it’ll need to fit your dates and you’ll need to be ready to pounce.
If you decide to pay the full SkyMile rate on an LAX to JFK flight that costs $1,500, you’re getting around 1.2 cents per point. If it’s a solid cash rate day and it drops to $1,000, you’re getting closer to 0.8 cents per point.
For a business class redemption, that’s not what you want to see.
But, if you go for it, we won’t judge. A free flight is a free flight and if you’ve found value in it, then power to you. But understand there are better ways to do this. Let’s take a look at some of the options.
Which credit cards could earn you those points
Currently, there are no Delta co-branded cards that can earn you that volume of points with an intro bonus. If you want to do it quickly, you’ll need to open a few cards in succession, hit the intro bonuses and move on to the next.
You could also open an American Express product, like The Platinum Card® from American Express.
That’ll get you an 80,000-point head start. Better yet, those points can be transferred elsewhere so you’re not bound to Delta. The next section will show you why that’s valuable.
- Best for: Luxury Perks
- Annual Fee: $695
- Pay Over Time APR
- Reward Rate: 5X
- Recommended Credit: 670-850
The Platinum Card® from American Express
80,000 Membership Rewards® Points
Offer Details:
80,000 Membership Rewards® Points after you spend $8,000 on purchases in your first 6 months of card membership
Why we like it
The Amex Platinum was once the sole dominating force in the luxury credit card space. While it now faces some stiff competition, it still offers unbeatable perks like unprecedented airport lounge access, elite status at Hilton and Marriott, and some outstanding statement credits making the mammoth $695 worth it for some.
Reward details
5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year.
5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
Pros & Cons
Pros
Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
$200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel using your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
$240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market. As of 03/2023.
$155 Walmart+ Credit: Save on eligible delivery fees, shipping, and more with a Walmart+ membership. Use your Platinum Card® to pay for a monthly Walmart+ membership and get up to $12.95 plus applicable taxes back on one membership (excluding Plus Ups) each month.
$200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®.
$200 Uber Cash: Platinum Card® Members can get out and about and explore their local area with $15 in Uber Cash for US rides each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings. Simply download the Uber app and add your Platinum Card® to your Uber account to get started. Available to Basic Card Member only. Effective 11/8/2024, an Amex Card must be selected as the payment method for your Uber or Uber Eats transaction to redeem the Amex Uber Cash benefit.
$199 CLEAR® Plus Credit: CLEAR® Plus helps to get you to your gate faster at 50+ airports nationwide and get up to $199 back per calendar year on your Membership (subject to auto-renewal) when you use your Card. CLEARLanes are available at 100+ airports, stadiums, and entertainment venues.
Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That’s up to $50 in statement credits semi-annually. Enrollment required.
Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card® to your Resy profile.
Cons
The $695 annual fee is brutally high. Too high for many that can’t, or don’t want to take full advantage of its benefits.
Points-earning rates are low unless spending directly on flights or with the Amex Portal.
Some of the benefits, like travel credits, are more limited and are harder to use than competing cards’ offerings.
How to fly Delta One cheaply to Europe using Virgin Atlantic Flying Club
This is more like it. A mere 50,000 points? That’s how to fly Delta One cheaply.
Virgin Atlantic is your friend if you’re hoping to fly Delta One cheaply to Europe this summer. The British airline is a Delta partner and, generally speaking, offers far better rates on Delta flights than the carrier itself.
The main barrier to success is finding so-called “saver awards” which will boast these rock-bottom rates. Delta can be stingy about releasing award space to its partners, especially when it comes to upper-class seats. It may take a little finagling to make dates and rates match up, but trust us; they’re in there occasionally. If you’re looking long-term, keep an eye out for news of availability being released.
Early in 2024, a mass of availability was released for the summer. Naturally, they’ve been swooped up, but keep an eye out and you can pounce.
One other thing—the Virgin platform can be glitchy. Try your best not to throw your computer across the room when searching.
Be patient, because 50,000 points and $6 is pretty spectacular.
Which credit cards could earn you those points?
Virgin Atlantic is one of the easiest programs to earn points and miles with. That’s because it transfers with almost every major credit card. American Express, Chase, Capital One, Bilt, and Citi all allow their points to move into your Virgin account.
With that in mind, any card with an intro bonus over 50,000 points could get you that Delta One flight for almost nothing. But for the sake of variety, here’s the Chase Sapphire Preferred® Card
Its bonus is more than enough to get you there after spending $4,000 within three months of opening an account. Better yet, its annual fee is just $95 a year, making it a valuable and affordable option.
- Best for: Beginner Travelers
- Annual Fee: $95
- Variable APR: 20.74% - 27.74%
- Reward Rate: 1X - 5X
- Recommended Credit: 670-850
Chase Sapphire Preferred® Card
60,000 Bonus Points
Offer Details:
60,000 Bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Why we like it
The Chase Sapphire Preferred Card is the ultimate all-around travel credit card—it fits perfectly into almost any points-earner’s wallet. Points novices can enjoy a significant intro bonus and easy to grasp spending categories with an approachable annual fee. The more experienced can utilize its high value earning potential as a secondary card and also gain access to Chase’s strong travel booking portal.
Reward details
5x on travel purchased through Chase Travel℠.
3x on dining, select streaming services and online groceries.
2x on all other travel purchases.
1x on all other purchases.
Pros & Cons
PROS
Get 25% more value when you redeem for airfare, hotels, car rentals, and cruises through Chase Travel℠.
The $50 dollar hotel credit for stays purchased on the Chase Travel Portal already cuts the already approachable $95 annual fee significantly.
A 10% annual points bonus is tacked on every year, adding a little more value.
A free year-long Doordash DashPass membership is also thrown in, which gives you free delivery and some extra discounts. It’s a solid perk if you order food delivery at least semi-frequently (Activate by 12/31/2027).
Along with all of the above, cardholders also have access to a string of travel protections like rental coverage, cancellation insurance, and purchase protection.
CONS
Maximizing the value of Chase points can still be complicated for complete novices.
Competing cards like the Capital One Venture have a better earning rate for non-bonused spend.
It’s subject to Chase’s 5/24 rule. So, if you’ve opened five cards in the last two years, you’re most likely not going to be accepted.
Read also: The Best Airline Credit Cards of 2024
How to book Delta One seats to Europe this summer for cheap using KLM/Air France Flying Blue
KLM and Air France’s Flying Blue program is another alternative to using Delta’s own portal. Its rates aren’t quite as low as Virgin’s 50,000, but at just 67,000 miles each way, it’s still an incredible option.
While it’s a good rate, there’s one big reason you’d only opt for this choice if you have a mass of Flying Blue points already in your account: Virgin has all the same transfer partners. By that, I mean if you have enough points to transfer to Flying Blue, you have enough points to transfer to Virgin Atlantic—and since its cheaper, that should be the obvious choice.
If you need to use Flying Blue, you’ll come up with the same availability issues as Virgin. Because Virgin’s search process is easier (when the website works), it’s better to look for flights there and then switch to Flying Blue when you find a flight.
Which credit cards could earn you those points?
Once again, Flying Blue is easy to amass miles for. Amex, Chase, Capital One, and Citi all transfer to Flying Blue, so any combo of cards from those providers can get you to that mark. For example, you could open the Capital One Venture X Rewards Credit Card and hit the $4,000 spending threshold to earn 75,000 miles—more than enough to redeem that flight.
- Best for: Overall Travel
- Annual Fee: $395
- Regular APR: 19.99% - 29.49% variable
- Reward Rate: 2X - 10X
- Recommended Credit: 720-850
Capital One Venture X Rewards Credit Card
75,000 Bonus Miles
Offer Details:
75,000 bonus miles after you spend $4,000 on purchases in the first 3 months from account opening.
Why we like it
The Capital One Venture X is a direct competitor to the Chase Sapphire Reserve, and for many seeking a simpler earning scheme with premium perks, it could be the better option. But the Venture X truly shines with one benefit in particular: four free authorized users. Not only can they all use the card and earn miles, they all receive a Priority Pass membership which allows themselves and two guests access to airport lounges. In a highly improbable situation, that means you could technically bring 15 people into a lounge with you.
Reward details
10 Miles per dollar on hotels and rental cars booked through Capital One Travel
5 Miles per dollar on flights and vacation rentals booked through Capital One Travel
2 Miles per dollar on every purchase
Pros & Cons
Pros
Its solid intro bonus of 75,000 miles is worth well over $1,000 when transferred to partner airlines and hotels, or a flat rate $750 when redeemed on the Capital One Travel Portal.
Cardholders get a bonus of 10,000 miles each year after their first account anniversary, which is nothing to shrug off, especially when a little bit short of that business class flight. It’s worth almost $200 depending on how you use it.
The $300 annual credit for purchases made on the Capital One Travel Portal, combined with the yearly free miles, more than annul the $395 annual fee.
Four authorized users can be added for free.
Enjoy complimentary access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and the Partner Lounge Network
A generous offering of travel insurance, protections and reimbursements round out an excellent array of benefits.
Cons
The $300 credit is a bit less flexible than the Chase Sapphire Reserve’s comparable benefit.
Miles earning is the same as the Sapphire Reserve on portal-based purchases, but less on general travel spending.
Capital One transfer partners are solid, but still don’t include any US-based airlines or hotels.
Being realistic about how to fly Delta One cheaply to Europe
As I’ve hopefully made clear, showing you how to fly Delta One cheaply is one thing; executing it is another thing altogether. Delta is notorious for its award rates and even stingier when it comes to partner award availability.
Grabbing those fabled 50,000-point flights with Virgin requires a proactive strategy of searching well in advance of your desired dates and keeping an ear to the ground in the points and miles world for availability releases. When you confirm availability, pounce; it won’t last long.
If you’re truly set on flying Delta One and nothing else matters, you can opt for those big fares on the Deta portal itself.
Keep other options in mind
Delta is sought after by a huge number of American travelers because, for many, it’s all they know. There are plenty of equally strong business class seats with better availabity and better rates. Delta doesn’t make it easy to redeem its premium products, and that’s not going to change any time soon.
The point
Delta’s portal provides the most straightforward method of booking Delta One seats, but its rates are astronomical and equate to bad value. Virgin and Flying Blue offer far better rates, but are plagued with availability problems fueled by Delta’s own partner decisions.
by your friends at The Daily Navigator
