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OUR TOP PICKS
This month's best credit cards
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New here? We'll show you the way.
01 · CREDIT CARDS 101
New to credit cards?
Build credit the right way. Learn how scores work, pick your first card, and avoid the mistakes that cost beginners money.s
02 · POINTS & MILES 101
New to points & miles?
Turn everyday spending into flights and hotel stays. Learn to earn, value, and redeem points like the pros.
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Everyday travelers and money-smart readers who want straight answers, not jargon. Our picks are independent and our advice is written by people who actually use the cards.
1M+ Smart Points members
Independent, reader-first picks
Written by real points travelers
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It’s nice to just get a short email with some quick tips and tricks on how I can be using my points better. Plus Stevens writing is funny! Great email overall 🙂
Cody M.
Smart Points member since 24′
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The Smart Points email is great. I like getting free travel rewards and cash back on my cc’s, but don’t have a ton of time to research, so this email’s perfect.
Shelby M.
Smart Points member since 24′
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I love keeping up with the new ways to maximize savings through rewards programs, so this is a great newsletter. Definitely a cool addition to my inbox!
Michelle D.
Smart Points member since 23′
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Master your money and travel smarter this year
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