Best Hotel Credit Cards for June 2024

Best Hotel Credit Cards The Daily Navigator


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Ever eavesdropped on the check-in line for VIP guests at your hotel and been left green with envy as you hear someone receive an upgrade, complimentary breakfast, and a couple of free drinks for good measure? While I hate to cause you any ill feelings, I can’t lie—it’s pretty great. 

For the uninitiated, hotel elite status seems an impossible goal reserved only for the most ardent of road warriors traveling for work. And while it’s possible that a loyal guest hit the required stays for that particular brand, it’s far more likely they got these perks through a back-door method: via a hotel’s cobranded credit card. 

Almost every major hotel chain has a range of co-branded cards that can bestow elite status upon the cardholder, allowing even the occasional traveler to enjoy the benefits. Some even offer some amazing intro bonuses that could translate into multiple free nights. Plus, you’ll earn hotel points every time you make a purchase. 

But like airline cards, sometimes the best hotel credit cards are actually general credit cards that earn transferrable points. Many major banks are transfer partners with hotels, offering even more flexibility when searching for your perfect stay.

To help you on your journey, here are the best hotel credit cards currently—so you can score “suite” deals on hotel stays. 

Best hotel credit cards of 2024:

Best card for hotel elite status:
The Platinum Card® from American Express

Who’s this for? Those looking for the best credit card for international travel, and with an eye on top-tier perks like airport lounge access and automatic hotel elite status., will love the Amex Platinum card. It will give you automatic Gold Status with Marriott Bonvoy and Hilton Honors, plus the card offers premium perks for luxury hotels through its Fine Hotels and Resorts program. 

Details: The Platinum Card® from American Express comes with tons of perks and benefits and is a good card for points earning if you’re spending a lot on airfare and hotels. Amex points are transferrable to 20 different airline and hotel partners giving them incredible flexibility and value.

When spending with the card you’ll earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel on up to $500,000 on these purchases per calendar year, 5X Membership Rewards® Points on prepaid hotels booked on amextravel.com, and 1x Membership Rewards® Points on all other purchases.

The card’s biggest benefit is its unprecedented airport lounge access, giving you access to over 1,300 lounges around the world, including Delta Sky Clubs, Amex’s own Centurion lounges, and a Priority Pass membership. This alone makes it the best credit card for international travel. 

You’ll also earn a ton of credits by being a cardholder, which helps offset the card’s large annual fee. Every year you’ll enjoy a number of travel credits, including an up to $200 airline fee statement credit to cover things like baggage and seat selection fees, and options to get through airport security faster, like a $189 CLEAR® Plus Credit, and a $100 Global Entry Credit. 

You’ll also get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®. There is a two-night minimum stay required. 

To top it off, several lifestyle credits further help offset the annual fee of this best credit card for international travel, including an up to $240 digital entertainment credit. Get up to $20 in statement credits each month when you pay for eligible purchases with the Platinum Card® at your choice of one or more of the following providers: Disney+, ESPN+, Hulu, The New York Times, Peacock, SiriusXM, and The Wall Street Journal. Enrollment required.

The Platinum Card® from American Express

80,000 Membership Rewards® Points

after you spend $8,000 on purchases in your first 6 months of card membership

Annual Fee: $695  |  Terms Apply  |  Rates & Fees

Best credit card for international  travel and overall premium travel: 
Capital One Venture X Rewards Credit Card

Who’s this for? Those who want premium travel perks and the ability to earn lots of miles in a straightforward manner will find this a top choice among the best hotel credit cards on the market.

Details:  You’ll earn 10X miles on hotels and rental cars when you book though Capital One Travel, and 5X miles on flights booked through Capital One Travel, plus 2X miles on all other purchases. Plus, you won’t be charged foreign transaction fees when swiping the card abroad, which makes this another best credit card for international travel. 

You can easily offset the $395 annual fee with the card’s $300 annual credit for bookings through Capital One Travel—including hotels. To top it off, you’ll also get 10,000 bonus miles automatically each account anniversary, which is worth at least $100 in travel, or more when transferred to partners.

The Venture X also has access to Capital One’s Premier Collection, which is a group of luxury hotels around the world that offers premium perks including an experience credit worth up to $100 USD to use on dining, spa, and other activities during your stay, upgraded rooms, daily breakfast for two, and more.

Cardholders get unlimited access to Capital One Lounges and 1,300+ Priority Pass lounges worldwide—and authorized users get the same access! If you’re looking for the best credit card for international travel, definitely add this one to your wallet. 

Capital One Venture X Rewards Credit Card

75,000 Bonus Miles

after you spend $4,000 on purchases in the first 3 months of account opening

Annual Fee: $395  |  Terms Apply  |  Rates & Fees

Best card for points transfers:
Chase Sapphire Preferred® Card

Who’s this for? The traveler who desires flexibility and valuable points should consider this card. Chase points can be transferred to multiple airlines and three hotel loyalty programs: World of Hyatt, Marriott Bonvoy, and IHG Rewards.

Details: The Chase Sapphire Preferred has quite a few ways to earn points, making it easy to rack up rewards. Plus, the card comes with an annual $50 hotel credit when booking a hotel stay through the Chase Travel℠. 

You’ll earn 5X points on travel booked through the Chase Travel Portal and 2X points on all other travel purchases. Categories that earn 3X Ultimate Rewards points include restaurants, streaming services, and online groceries (excluding Target, Walmart, and wholesale clubs). Plus, 1X Ultimate Rewards points on all other spending.

To top off your points earning, you’ll also get a 10% Ultimate Rewards point bonus annually based on your card spending, earned after you renew and pay your annual fee.

Chase points offer large value—they can be transferred to over a dozen airline and hotel partners like United Airlines, Southwest Airlines, Hyatt, and Marriott. And if you redeem through Chase Travel℠, which allows you to book nearly any type of flight, hotel, or rental car, your points will get a 25% boost in value.

The card also comes with primary rental car insurance and no foreign transaction fees.

Chase Sapphire Preferred® Card

Earn 60,000 bonus points

after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 when you redeem through Chase Travel℠.

Annual Fee: $95  |  Terms Apply  |  Rates & Fees

Best card for Hilton:
Hilton Honors American Express Surpass® Card

Who’s this for? Regular and even infrequent travelers with a preference for Hilton-branded hotels when on the road will like this option for the best hotel credit cards.

Details: Earn 130,000 Hilton Honors Bonus Points plus a Free Night Reward after you spend $3,000 in purchases on the Hilton Honors American Express Surpass® Card in your first six months of card membership. Plus, earn 4X points for each dollar on U.S. online retail purchases, and 3X points for all other eligible purchases on your card.  No foreign transaction fees. See rates and fees.

Hilton Honors American Express Surpass® Card

Earn 130,000 Hilton Honors Bonus Points

plus a Free Night Reward after you spend $3,000 in purchases on the card in your first six months of card membership

Annual Fee: $150  |  Terms Apply  |  Rates & Fees

Best card for Marriott:
Marriott Bonvoy Boundless® Credit Card

Who’s this for? Casual to frequent travelers with a preference for Marriott-branded hotels should consider this card when considering their choices for the best hotel credit cards.

Details: Enjoy a limited time intro bonus of 5 Free Night Awards (each night valued up to 50,000 points) after qualifying purchases. Up to 17X  points on Marriott stays. 3X points on all groceries, gas stations, and dining purchases up to $6,000 per year, then 2X points 2X points on all other spending. Receive 15 Elite Night Credits each calendar year. Plus earn 1 elite night credit towards elite status for every $5,000 you spend. Receive automatic Marriott Bonvoy Silver elite status. There’s also no foreign transaction fees, and a small $95 annual fee. 

Marriott Bonvoy Boundless® Credit Card

Limited time offer! Earn 5 Free Night Awards

(each night valued up to 50,000 points) after qualifying purchases

Annual Fee: $95  |  Terms Apply  |  Rates & Fees

Best hotel credit card for Hyatt:
World of Hyatt Credit Card

Who’s this for? Casual to frequent travelers with a preference for Hyatt-branded hotels will like this hotel credit card that’s one of the best best hotel credit cards on the market right now. 

Details: There’s a sizable intro bonus of 30,000 bonus points after you spend $3,000 on purchases in your first three months from account opening Plus, you’ll get up to 30,000 more bonus points by earning 2X bonus points total per $1 spent in the first six months from account opening on purchases that normally earn 1 bonus point, on up to $15,000 spent Up to 9X points on Hyatt purchases 2X points on restaurant, transit, commuting, flights booked directly with airlines, and fitness and gym clubs. Plus, 1X point on all other spending. 

World of Hyatt Credit Card

Up to 60,000 Bonus Points

Earn 30,000 bonus points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.

Annual Fee: $95  |  Terms Apply  |  Rates & Fees

Best Hotel Credit Card for IHG:
IHG One Rewards Premier Credit Card

Who’s this for? Casual to frequent travelers with a preference for IHG-branded hotels should consider this card.

Details: There’s a 140,000-point intro bonus after spending $3,000 in the first three months of opening the card to take advantage of. Plus, get up to 26X points on IHG purchases, 5X points on gas stations, travel, and at restaurants, and 3X points on all other purchases.

IHG One Rewards Premier Credit Card

Earn 140,000 Bonus Points

after spending $3,000 in the first 3 months of account opening

Annual Fee: $99  |  Terms Apply  |  Rates & Fees

The best premium hotel card: 

The Hilton Honors American Express Aspire Card

Who’s this for? The Hilton loyalist with an eye on high-end perks will like this credit card. Although, it’s still one of the best hotel credit cards even if you only stay at a Hilton once or twice a year.

Details: Score 150,000 Hilton Honors Bonus Points after spending $6,000 within the first six months of opening the card. Get 14X points on Hilton Purchases, 7X points on flights booked directly with the airline or Amex Travel, 7X points on car rentals, 7X points on U.S. dining, including takeout and delivery, and 3X points on all other purchases.

The Hilton Honors American Express Aspire Card

150,000 Bonus Points

after you spend $6,000 on purchases in the first six months of account opening

Annual Fee: $450  |  Terms Apply  |  Rates & Fees

*All information about The Hilton Honors American Express Aspire Card has been collected independently by The Daily Navigator team. The Hilton Honors American Express Aspire Card is no longer available through creditcards.com.

FAQs

Should I open a hotel card?

Hotel credit cards can be extremely useful for a wide range of reasons. Unlike airline cards, which generally offer less flexibility and fewer perks, co-branded hotel cards often provide value above and beyond. 

Intro bonuses can often comfortably cover two or three nights in a hotel, and many reward customers with a free night certificate each year, which easily offsets the cost of the cards in many cases. Many of the cards listed in this article come with a free yearly stay and only have an annual fee that’s less than $100. If you stay in a hotel once a year and spend $200 on that hotel, you’ve already got your money back. 

What really sets them apart is the perks they come with, like automatic elite status perks. Becoming a high-tier elite member of a hotel brand can mean many things, like free breakfasts, room upgrades, and bonus points on spending. All of these factor together to produce buckets of value from a card. 

Is it worth splashing on a premium card?

As with many credit cards, the answer lies in your lifestyle. If you’re an extremely occasional traveler, going for a high-annual fee premium option will usually not be worth the cost. The value in these cards come from regular usage and a personal desire for the luxury perks they offer – like airport lounge access. 

The mid-tier cards are far more risk free and offer simple ways to ensure paying an annual fees is validated. So if you’re only spending a few nights in a hotel a year, you probably don’t need to shell out for a premium card. 

Should you stick to one hotel brand?

This comes down to personal preference. Some travelers swear by a certain hotel collection and won’t even look elsewhere. Others operate on a case-by-case basis. If you feel confident that you can get use from two hotel brands, make a calculated decisions — it may even be worth having cards for each chain if you travel enough.

Some general travel cards also offer hotel automatic elite status as well, allowing for flexibility but still giving you access to elite perks.

Bottom line

Hotel credit cards can be an amazing tool for saving money on one of your biggest travel expenses, but they prove even more valuable in the form of experience: offering room upgrades, free breakfasts, and other members-only perks.

*For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply

Editorial Disclaimer: Opinions expressed here are the author’s alone. This post contains references to products from one or more of our partners and we may receive compensation when you click on links to those products.

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