World of Hyatt Credit Card

Hotel credit cards are complicated. If you’re a regular guest, it’s a no-brainer. But for the rest of us, they can very quickly risk being a waste of money. For a safe bet guaranteed to gift you some free stays in your first year, try the World of Hyatt Credit Card.

The card offers a 30,000-point intro bonus after spending $3,000 in three months. From there, you’ll earn 2 x points per dollar on every purchase up to $15,000, so if you use the card a lot, you’re looking at 60,000 bonus points. With rooms starting at just 3,500 points a night, even the 30,000 isn’t anything to sniff at. On top of that, you’ll even grab a free night certificate every year. If you do your research, that could get you a pretty spectacular hotel.

Pros:

• 30,000 point intro bonus

• Annual free night certificate

• 2 x points per dollar on all purchases up to $15,000

• Up to 9 x points per dollar on Hyatt purchases

• 2 x points per dollar on restaurants 

• Complimentary Dicoverist Status

Cons:

• $95 annual fee

• Earning potential isn’t too strong after the first six months

• Discoverist status doesn’t offer much in the way of elite perks