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Overview
Traveling with family is an exhilarating experience that creates cherished memories and strengthens bonds. Whether you’re planning a weekend getaway, a domestic adventure, or an international expedition, the well-being and safety of your family should always be a top priority. Unexpected events such as trip cancellations, medical emergencies, lost baggage, or travel delays can disrupt your plans and cause financial strain. That’s where family travel insurance comes to the rescue.
Family travel insurance is a valuable investment for families embarking on vacations, as it provides financial protection and peace of mind during unforeseen circumstances. With a myriad of travel insurance options available, selecting the best one for your family’s needs can be a daunting task.
To simplify the process, we’ve curated a list of top travel insurance providers that offer comprehensive coverage, ensuring that your family’s trip remains stress-free and enjoyable.
Best family travel insurance
- Best for solid protection without a hefty price tag: Faye Travel Insurance
- Best for families: Arch RoamRight
- Best for golfers: TravelSafe
- Best for digital nomads: Seven Corners
- Best for people with valuables: Travelex
- Best for adventure and sport enthusiasts: Arch RoamRight
- Best for high-quality medical coverage: GeoBlue Insurance
- Offers travel insurance only
- Best for: Solid protection without a hefty price tag
Faye Travel Insurance
Faye Travel Insurance offers affordable, no-nonsense coverage that keeps you protected on all fronts—your trip, your health, and your stuff—without breaking the bank.
Our quick take
You don’t have to choose between your budget and peace of mind. Transparent pricing, zero hidden fees, and coverage that’s there when you need it. It’s whole-trip travel insurance that just makes sense.
Key features
Affordable plans that cover the essentials
What you see is what you get—no hidden fees
Subscription-based service and a premium healthcare product
User friendly app
Global protection that keeps you covered in emergency medical scenarios
24/7 on-demand support, just a tap away
- Offers travel insurance only
- Best for: Seniors and families
John Hancock Insurance
John Hancock Insurance Agency, Inc. offers budget-friendly travel insurance plans suitable for seniors, families, and individuals alike.
Our quick take
Their plans include coverage for trip cancellations, trip interruptions, travel delays, baggage loss, and medical emergencies. With a variety of options to choose from, travelers can select the plan that best meets their unique needs. John Hancock Insurance Agency, Inc. also provides excellent customer service and 24/7 travel assistance.
Key features
Comprehensive coverage for trip cancellations, delays, and medical emergencies
Family-friendly options for budget-conscious travelers
Reliable customer service and 24/7 travel assistance
- Offers travel insurance only
- Best for: Golfers
TravelSafe
TravelSafe has been keeping travelers safe since 1971—an incredible feat by any company’s standard—and isn’t going anywhere anytime soon.
Our quick take
The company offers plenty of protection, ensuring your arrangements, medical needs, and belongings are all covered. As with many providers, 24/7 travel assistance is included to help travelers out of sticky situations with the best advice possible. There’s even a specialized plan for golfers, who have to travel with a lot more equipment than most of us, so if you enjoy a round, check them out. Also, their CFAR coverage allows travelers to cancel their trip for any reason and receive up to 75% reimbursement of their trip costs.
Key features
Long-trusted history in the industry
Golf-specific plans available
Medical-only and trip coverage-only plans available
Up to $1 million emergency evacuation
Canadian citizen plans available
Flexibility with deductibles, maximums, and primary or excess coverage
- Offers travel and cruise insurance
- Best for: Digital Nomads
Seven Corners Insurance
For those who travel frequently, Seven Corners Inc offers affordable annual travel insurance plans that can provide significant savings in the long run.
Our quick take
Their plans cover multiple trips throughout the year, making them an excellent choice for digital nomads, business travelers, or individuals who love exploring new destinations regularly. Their packages include medical coverage, trip cancellation/interruption benefits, emergency medical evacuation, and 24/7 travel assistance. Also, their travel insurance cancel for any reason coverage allows travelers to cancel their trip for any reason and receive up to 75% reimbursement of their trip costs.
Key features
Affordable annual travel insurance plans
Coverage for multiple trips within a year
Emergency medical evacuation and 24/7 travel assistance
- Offers travel insurance only
- Best for: People with valuables
Travelex Insurance Services
Travelex Insurance Services is an ideal option for families and individuals carrying valuable belongings.
Our quick take
Their plans offer coverage for trip cancellation, baggage loss, travel delays, and medical emergencies. Additionally, Travelex offers optional upgrades like rental car damage protection and Cancel for Any Reason (CFAR) coverage, providing extra peace of mind for travelers with specific needs.
Key features
Coverage for trip cancellation, baggage loss, and travel delays
Optional upgrades for rental car protection and CFAR coverage
Specialized protection for families and valuable belongings
- Offers travel insurance only
- Best for: Adventure and extreme sports enthusiasts
Arch RoamRight
With their specialized coverage, you can indulge in adrenaline-pumping experiences without worrying about potential mishaps.
Our quick take
Arch RoamRight is an excellent choice for adventure enthusiasts and thrill-seekers. They offer comprehensive coverage for a wide range of adventurous activities, including scuba diving, skydiving, bungee jumping, and more. Arch RoamRight also provides medical coverage, trip cancellation benefits, and 24/7 emergency assistance.Their CFAR coverage allows travelers to cancel their trip up to 48 hours before departure and receive up to 75% of their prepaid and non-refundable trip costs.
Key features
Specialized coverage for adventure sports and extreme activities
Medical coverage, trip cancellation benefits, and emergency assistance
Ideal for thrill-seekers looking for a budget-friendly insurance option
Free coverage for one child under 18 for every adult covered
Multi-trip/annual plans offered
- Offers travel insurance only
- Best for: High-quality medical coverage
GeoBlue Insurance
GeoBlue offers single-trip and multi-trip options, catering to the needs of various travelers.
Our quick take
GeoBlue is an excellent choice for international travelers who prioritize top-notch medical coverage. Their plans are designed specifically for travel outside your home country, providing access to a global network of doctors and hospitals. With their extensive medical coverage, you can travel confidently, knowing you have access to quality healthcare wherever you go.
Key features
Premium medical coverage for international travelers
Access to a global network of doctors and hospitals
Single-trip and multi-trip options available
FAQ's
Why do I need travel insurance for my family?
Travel insurance is essential for your family’s vacation for several reasons. It provides financial protection in case of trip cancellations, interruptions, or delays, ensuring that you don’t lose money on non-refundable expenses. Additionally, travel insurance covers emergency medical expenses, offering peace of mind during unforeseen medical emergencies abroad. It also provides coverage for lost or delayed baggage and other travel-related mishaps, saving you from potential financial burdens and inconveniences.
How do I choose the best travel insurance for my family?
Choosing the best travel insurance for your family involves considering your specific travel needs and preferences. Assess factors like destination, trip duration, age and health conditions of family members, planned activities, and budget. Look for insurance providers that offer comprehensive coverage for trip cancellations, emergency medical expenses, baggage protection, and other essential features. Additionally, check if they provide optional add-ons that match your family’s requirements, such as coverage for adventure sports or rental car damage.
Can I add my children to my travel insurance policy for free?
Some travel insurance providers offer coverage for children under a certain age at no additional cost when traveling with a covered adult family member. This inclusion varies between insurance companies, so it’s essential to review the policy details and age limits to ensure your children are covered without extra charges.
Are there any age restrictions for purchasing travel insurance for children?
Most travel insurance providers do not have age restrictions for children and offer coverage for travelers of all ages, including young children. In fact, many insurance companies recognize the importance of insuring children, as they can be vulnerable to unforeseen events during family trips. As a result, children are often automatically covered under their parents’ or guardians’ travel insurance policies.
by your friends at The Daily Navigator
