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Overview
Travel is amazing. But, as with our everyday lives, it doesn’t always go to plan. That’s where travel insurance comes in handy.
It’s easy to feel confident, especially if you’ve never had anything go awry in your adventures, but even the most careful among us can’t control our surroundings. From value-sapping travel delays to full-blown natural disasters, your well-earned trip can go sideways quickly.
Being prepared with contingency plans, emergency cash, and consulate numbers goes a long way to ensure you have support in challenging situations, but it’s vital to ensure you’ve got a well-rounded travel insurance policy to help stop your finances from taking a hit, too.
The best travel insurance companies offer a wide variety of protection, from family-focused policies to plans dedicated to the more adventurous among us. Whatever you do, don’t leave without insurance. It’s not worth the risk. To help you sift through the options, we’ve found some of the best travel insurance companies for every kind of traveler—all available through Squaremouth travel insurance, where you can search, compare, and purchase travel insurance from every major provider.
Best travel insurance
- Best travel insurance for tech-savvy travelers: Faye Travel Insurance
- Best travel insurance for families: Arch RoamRight
- Best travel insurance for longer-term travelers: World Nomads
- Best travel insurance for adventurous and independent travelers: Battleface
- Best travel insurance for cruise lovers: GoReady
- Best travel insurance for volunteers and those studying abroad: iTravelInsured
- Best travel insurance for full coverage: Nationwide Mutual Insurance Company
- Best travel insurance for the luxury travelers: Tin Leg
- Best travel insurance for the budget traveler: WorldTrips
- Best travel insurance for golfers: TravelSafe
- Best travel insurance for digital nomads: Safety Wing
- Offers travel insurance only
- Best for: Solid protection without a hefty price tag
Faye Travel Insurance
Faye Travel Insurance offers affordable, no-nonsense coverage that keeps you protected on all fronts—your trip, your health, and your stuff—without breaking the bank.
Our quick take
You don’t have to choose between your budget and peace of mind. Transparent pricing, zero hidden fees, and coverage that’s there when you need it. It’s whole-trip travel insurance that just makes sense.
Key features
Affordable plans that cover the essentials
What you see is what you get—no hidden fees
Subscription-based service and a premium healthcare product
User friendly app
Global protection that keeps you covered in emergency medical scenarios
24/7 on-demand support, just a tap away
- Offers travel insurance only
- Best for: Adventure and extreme sports enthusiasts
Arch RoamRight
With their specialized coverage, you can indulge in adrenaline-pumping experiences without worrying about potential mishaps.
Our quick take
Arch RoamRight is an excellent choice for adventure enthusiasts and thrill-seekers. They offer comprehensive coverage for a wide range of adventurous activities, including scuba diving, skydiving, bungee jumping, and more. Arch RoamRight also provides medical coverage, trip cancellation benefits, and 24/7 emergency assistance.
Key features
Specialized coverage for adventure sports and extreme activities
Medical coverage, trip cancellation benefits, and emergency assistance
Ideal for thrill-seekers looking for a budget-friendly insurance option
Free coverage for one child under 18 for every adult covered
Multi-trip/annual plans offered
- Offers travel insurance only
- Best for: Longer-term travelers
World Nomads
One of the most popular digital nomads and backpackers insurance companies, World Nomads is known for protecting, connecting, and inspiring it’s travelers from over 100 countries.
Our quick take
World Nomads has a massive range of over 200 listed activities, and it’s even possible to cover your electronics and other valuables too. Prices and benefits will vary depending on destination, length of trip, and other factors so it’s always important to read the policy wording.
Key features
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You can extend your period of cover or claim online at any point in your journey. You can even buy a World Nomads policy if you’re already traveling
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Coverage for 200+ adventure activities
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24/7 emergency assistance if you need medical assistance or emergency medical evacuation
- Offers travel insurance only
- Best for: Adventurous and independent travelers
Battleface Travel Insurance
Battleface is a forward-facing travel insurance company with two main plan offerings to appeal to different travelers, you can expect reliable service, transparency in your plans, and accessibility across any of your devices.
Our quick take
The two main plans are geared towards individual trips of up to 90 days and full-year plans capable of covering multiple adventures. The latter is perfect if you’re prone to grabbing a last-minute flight and disappearing for the weekend. Battleface has an option for everyone, but it is less tailored.
Key features
Multi or single-trip policy options
Space coverage…seriously
Useful travel tool for checking border issues or health and visa requirements
Covers pre-existing conditions after 60 days of coverage
Worldwide assistance program
- Offers travel insurance only
- Best for: Cruise-lovers
GoReady
GoReady’s parent company AEGIS has been in business for three decades, so you know you’re in safe and experienced hands when dealing with your insurance.
Our quick take
Boasting several hyper-specific plans to meet the demands of every traveler, enjoying your trip worry-free is easy. The plans include a single-trip comprehensive plan, a cruise-centered option, trip-cancellation-only policies, and high-end coverage for those with fragile medical histories.
There’s even a multi-trip option covering endless adventures with trip cancellation included—a rarity for more extended policies like this. If you’re still concerned about pandemic-related issues, there’s coverage for that, too.
Key features
Long history of providing insurance
Trip cancellation for multi-trip policies
Cruise-specific policies
Up to $1 million in emergency evacuation and medical coverage
Varied plans to suit different travelers and budgets
- Offers travel insurance only
- Best for: People studying or volunteering abroad
iTraveledInsured
Offering another comprehensive set of plans, iTravelInsured is a Squaremouth travel insurance option that ticks all the boxes, ensuring you’ll be covered for any major cancellations or issue you’ll encounter on your travels.
Our quick take
Its parent company, Squaremouth, operates with a massive variety of different plans, covering specific medical policies, volunteer trips, study abroad programs, and much more, so you can rest assured you’re getting the best policy for your situation.
An excellent add-on for the main travel policies is a “cancel for any reason” option, giving you the most flexibility with the least risk. You’re covered for trip cancellations for anything from unannounced strike action and sudden job relocation all the way to natural disasters and terrorist attacks.
Key features
Varied policy options ranging from study abroad and volunteer programs to traditional vacations
Group coverage options
Some policies include the freedom to choose the doctor of your choice
65+ specific insurance policies
Multi-trip coverage
- Offers travel insurance only
- Best for: No-nonsense traveler looking for full coverage
Nationwide Mutual Insurance Company
Nationwide Mutual is about as big as you get if you’re after a big name to settle the nerves. With years of experience at the top of the industry, its plans are comprehensive, and its representatives well-versed.
Our quick take
Offering single-trip, multi-trip, and cruise plans, travelers have every eventuality covered. Most come with the option to upgrade to a “prime” plan, including “cancel for any reason” and higher limits on individual aspects of the plan, so this company is great for anyone who wants full coverage.
Key features
Well-regarded and trusted big-name provider
Cancel for any reason policy
Free travel assistance hotline
Annual plans starting as low as $59 a year
Up to $1 million in emergency evacuation costs
- Offers travel insurance only
- Best for: Budget-conscious travelers
Tin Leg Insurance
Tin Leg stands out as one of the best affordable travel insurance options, offering excellent coverage at a reasonable price.
Our quick take
They provide three distinct plans, catering to different travel needs and budgets. Even their basic plan includes benefits like trip cancellation/interruption coverage, travel delay coverage, baggage delay coverage, and emergency medical expense coverage. For travelers looking for extra reassurance, Tin Leg also offers add-ons for adventure sports and increased medical limits.
Key features
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Multiple coverage options to suit various budgets
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Comprehensive coverage for trip cancellations, delays, and medical emergencies
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Optional add-ons for adventure sports and higher medical limits
- Offers travel insurance only
- Best for: Budget travelers who want customization
WorldTrips
Built from the ground up with travelers in mind, the entire WorldTrips experience is designed to ensure you leave nothing to chance.
Our quick take
Centering around budget-friendly and customizable plans, travelers can tweak their plans to match their preferred deductibles and coverages. The website is excellent, offering several resources for trip planning, like VISA information, border processes, and travel requirements. The customer service team is multilingual, ensuring you’re never left out to dry in the far corners of the world.
Key features
Customizable plans to match individual situations
10% discount on group travel policies
Annual plans for business travelers and multi-trip travelers
Broad coverage
Up to $2 million for maximum coverage
Up to $1 million emergency evacuation
- Offers travel insurance only
- Best for: Golfers
TravelSafe
TravelSafe has been keeping travelers safe since 1971—an incredible feat by any company’s standard—and isn’t going anywhere anytime soon.
Our quick take
The company offers plenty of protection, ensuring your arrangements, medical needs, and belongings are all covered. As with many providers, 24/7 travel assistance is included to help travelers out of sticky situations with the best advice possible. There’s even a specialized plan for golfers, who have to travel with a lot more equipment than most of us, so if you enjoy a round, check them out.
Key features
Long-trusted history in the industry
Golf-specific plans available
Medical-only and trip coverage-only plans available
Up to $1 million emergency evacuation
Canadian citizen plans available
Flexibility with deductibles, maximums, and primary or excess coverage
- Offers travel insurance only
- Best for: Full-time digital nomads
Safety Wing
One of the only insurance companies explicitly designed with digital nomads in mind and one of the only subscription-style plans out there, Safety Wing has been soaring in popularity recently
Our quick take
It costs just $45 a month for digital nomads (or average travelers) to insure themselves for most medical situations and other travel-related issues. You’re covered for your medical bills on a long or full-time trip, even in your home country. Our writer, Steven, uses it to keep himself covered as he travels. A new, fully comprehensive option is available now for just over $120 a month, which offers complete medical coverage in any country. It’s not cheap, but you’ll rarely find better coverage as a nomad.
Key features
Geared toward digital nomads
Subscription-based service
All-encompassing health insurance for long-term travelers
Ability to start policy after the trip has begun
Covers trips home
Covid coverage still included
FAQ's
How can I find the best travel insurance company for my specific needs?
To find the best travel insurance company for your needs, consider factors such as the type of trip, destination, duration, and specific activities you plan to engage in. Compare coverage options, policy limits, deductibles, and read reviews to make an informed decision that aligns with your travel requirements. Additionally, consult with travel experts or insurance professionals if you have any doubts or questions.
How did you select the best travel insurance companies?
Our selection process involved extensive research, customer feedback analysis, and expert reviews. We evaluated each company based on factors such as coverage options, policy benefits, customer service, claim processing efficiency, and overall reputation in the travel insurance industry.
Can I buy travel insurance after booking my trip?
Yes, most travel insurance companies allow you to purchase a policy even after you’ve booked your trip. However, it is advisable to buy the insurance as soon as you make travel arrangements to ensure you have coverage for any potential issues that may arise before your departure.
Can I cancel my travel insurance policy if my plans change?
Yes, many travel insurance companies offer a “free-look period” during which you can cancel the policy and get a full refund if you have not already started your trip or filed a claim. Beyond this period, cancellation policies may differ, so it’s essential to review the terms and conditions of your specific policy.
How do I make a claim with my travel insurance?
In the event of a covered loss or emergency, you should contact your insurance provider as soon as possible to initiate the claims process. Most insurers have a claims department that can guide you through the necessary steps and documentation required to file a claim.
by your friends at The Daily Navigator
