Look, not everyone wants to travel all the time. Maybe I just love it. Maybe I’m running from something. That’s a question for my psychiatrist. But others are happy with the occasional trip and don’t want to spend their days counting points and plotting card strategies.

Enter: the Capital One VentureOne travel credit card. Annual fee of $0, flat rate earnings, and a lovely little bonus round things out on an excellent card that can lessen the financial burden of the occasional traveler.

It has an intro bonus of 20,000 points after spending $500 in the first three months of opening the card. This has a rough value of $200 that can be spent on the Capital One Travel portal or transferred to a partner airline or hotel. Cardholders will also earn 1.25 points for every dollar spent, so no need to think about which card to use – it’s always the same. You’ll also earn 5 X points per dollar on hotels and car rentals purchased through the CapOne travel portal, so you’ll know that you’re at least getting a return on some of those necessary travel purchases.

If you’re set on more travel or want to maximize your points earning, it’s almost always worth going for one of CapOne’s more premium offerings, like the Venture X or Venture, but for the casual user who wouldn’t mind a free domestic flight or night in a hotel every so often – it’s a wonderful choice.