The best cards for eating out

Points never tasted so sweet.


The Daily Navigator strives to help you make the best decisions in travel. While we produce content according with strict editorial integrity this post may contain references to partner products. Here’s a full explanation for how our team makes money .

I just spent three days on a food-focused trip to the Scottish capital and managed to cover most of my travel expenses using credit card perks. One way I didn’t maximize my spending, however, was on food.

I’m trying to find a card that allows me to get the most earnings from my borderline reckless eating habits and throw in a little bit of free grub if possible. Here are the cards I’m scouting out:

  • American Express® Gold Card – The ultimate foodie card. The Amex Gold offers 4x points per dollar on restaurants worldwide and takeaway, and delivery in the US. Cardholders also get $120 of Uber Cash and $120 of dining credits spread throughout the year.

  • Chase Sapphire Preferred Card – While it doesn’t offer quite as high earning rates, 3x points per dollar on restaurants is still excellent. It also provides complimentary Door Dash Unlimited membership – free deliveries. At only $95 a year, it’s a winner.

  • The Hilton Honors American Express Surpass Card – At a whopping 6x points per dollar at US restaurants, the Surpass is a wonderful card for food-loving Hilton loyalists. While hotel points don’t typically go as far as airline ones, it’s an excellent way to bolster your Hilton Honors account. 

  • Capital One Savor Card – This isn’t a points-earning card; it’s a cashback one. But that doesn’t mean you should turn up your nose at it. With 4% cash back on dining, it’s a stable way to build a little extra cash over a year.

Editorial Disclaimer: Opinions expressed here are the author’s alone. This post contains references to products from one or more of our partners and we may receive compensation when you click on links to those products.

Learn To Earn

Get expert insight into travel credit cards, loyalty programs, points hacks, and more.

Related Stories

Built with ❤️ by travelers, for travelers.

© 2024 Dollar Flight Club Inc. All Rights Reserved

Stay in the know with
The Navigator Newsletter

A five-minute trip through the news that matters most to travelers. Past Edition

A five-minute trip through the news that matters most to travelers. Past Edition

This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. The relationship may impact how an offer is being presented. Our site doesn’t include all the offers available. Terms apply to the offers listed on this page. For an explanation of our Advertising Policy, visit this page.

The Daily Navigator Featured Card Popup 3
Chase Ink Business Preferred® Credit Card​ 2023
Huge Intro Bonus!

EARN UP TO $2000 IN Free Travel

Our favorite card with a $0 annual fee. 

Partner offer. Terms apply.

DFC Partner Perks App Link Image
Special Discounts for Our Members

Save Big with Perks

Get $5,000+ in immediate travel savings with Perks. Unlock next level travel benefits, for life. Get discounts from the world’s best travel brands you won’t find anywhere else. No credit required.

DFC Concierge App Link Image
Special Discount for Our Members

93% off lifetime access

Save $1,200 and 10 hours of your time on every vacation. With Lifetime access to DFC Concierge, get fully customized trip itineraries to make every vacation unforgettable.

Dollar Flight Club App Link Image
Special Discount for Our Members

50% Off PREMIUM

You can save up to $500 on your next adventure without lifting a finger get email alerts when we find flights up to 90% off leaving your home airport. Just let us know your departure airport and we’ll do the rest.

The Navigator Commitment

The Daily Navigator is the cornerstone of the DFC Media family. Through each of our brands, we’re dedicated to helping our readers travel, spend, and live smarter.

With products dedicated to affordable travel, daily news, hospitality, and personal finance, we deliver the day’s essential content with none of the filler — all in a way that’s fast, easy, and fun to read. Every morning, over 2 Million travelers trust DFC to deliver the latest news and information so that they can make informed decisions faster. We hope you’ll join them.

We’re happy to have you here!