The best cards for eating out

Points never tasted so sweet.


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I just spent three days on a food-focused trip to the Scottish capital and managed to cover most of my travel expenses using credit card perks. One way I didn’t maximize my spending, however, was on food.

I’m trying to find a card that allows me to get the most earnings from my borderline reckless eating habits and throw in a little bit of free grub if possible. Here are the cards I’m scouting out:

  • American Express® Gold Card – The ultimate foodie card. The Amex Gold offers 4x points per dollar on restaurants worldwide and takeaway, and delivery in the US. Cardholders also get $120 of Uber Cash and $120 of dining credits spread throughout the year.

  • Chase Sapphire Preferred Card – While it doesn’t offer quite as high earning rates, 3x points per dollar on restaurants is still excellent. It also provides complimentary Door Dash Unlimited membership – free deliveries. At only $95 a year, it’s a winner.

  • The Hilton Honors American Express Surpass Card – At a whopping 6x points per dollar at US restaurants, the Surpass is a wonderful card for food-loving Hilton loyalists. While hotel points don’t typically go as far as airline ones, it’s an excellent way to bolster your Hilton Honors account. 

  • Capital One Savor Card – This isn’t a points-earning card; it’s a cashback one. But that doesn’t mean you should turn up your nose at it. With 4% cash back on dining, it’s a stable way to build a little extra cash over a year.

Editorial Disclaimer: Opinions expressed here are the author’s alone. This post contains references to products from one or more of our partners and we may receive compensation when you click on links to those products.

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