The Limited-Time Bonus on the Southwest Rapid Rewards Plus Credit Card Is Worth Over $1,000 in Southwest Flights

The card offers an exciting welcome bonus, a low annual fee, and a bevy of benefits.
southwest airlines plane in the sky, for article on is southwest credit card worth it


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For frequent flyers of Southwest Airlines, now is the time to scoop of one of their credit cards. This Southwest Airlines credit card review covers the Southwest Rapid Rewards® Plus Credit Card and it’s new welcome bonus of 85,000 bonus points—earned after spending $3,000 on purchases in the first 3 months from account opening.

That’s an excellent offer for a card with just a $69 annual fee—the welcome bonus alone is worth between $1,190 and $1,275 in awards flights on Southwest.

Let’s take a look at this bonus to help you decide if this Southwest Airlines Rapid Rewards card is a good fit for your upcoming travel plans.

Southwest Rapid Rewards® Plus Credit Card

Earn 85,000 bonus points

after spending $3,000 on purchases in the first 3 months from account opening.

Annual Fee: $69  |  Terms Apply  |  Rates & Fees

Southwest Airlines credit card review: How to earn the card bonus on the Southwest Rapid Rewards Plus Credit Card

You might be surprised at how quickly you can achieve this Southwest Airlines Rapid Rewards card’s spending requirement—by simply putting away any other credit or debit cards you regularly use and funneling all of your spending onto your new card for a few months, you’ll have a large bucket of points at your disposal for free travel.

As always, you should never spend more money than you otherwise would simply to earn travel rewards. Don’t let a shiny new welcome bonus enchant you into financial irresponsibility. 

How to use the new Southwest Rapid Rewards Plus Credit Card bonus

Southwest points work differently than most other airline miles. The value you get from them doesn’t really vary depending on the route and seat class you book. That’s because award prices are directly proportional to Southwest’s cash prices. If Southwest is having a sale, you can expect both cash and points prices to be low.

The value of Southwest points consistently hovers around 1.4-1.5 cents each, meaning you can expect this 85,000-point bonus to be worth between $1,190 and $1,275 for Southwest flights. 

Remember: Southwest points never expire, so there’s no hurry to redeem them. Even if you don’t plan on flying Southwest anytime soon and ditch this Southwest Airlines Rapid Rewards card after a year, you’ll still be able to use the bonus points towards free flights years later.

jetblue two new routes puerto rico
You can fly to multiple Caribbean islands on Southwest Airlines, including Puerto Rico.

Southwest Airlines credit card review: Is the Southwest Rapid Rewards Plus Credit Card good for earning points after the intro bonus?

The Southwest Rapid Rewards Plus Credit Card is decent at earning Southwest points for everyday spending—here’s what you’ll get:

  • 2x points on Southwest Airlines purchases
  • 2x points on partner hotel and car rental purchases
  • 2x points on local transit and commuting (this includes rideshare services)
  • 2x points on internet, cable, phone services and select streaming services (things like Netflix, Hulu, YouTube TV and Spotify count)
  • 1x point on all other eligible purchases

This isn’t a bad mix of bonus categories, but not necessarily outstanding. Still, this Southwest Airlines Rapid Rewards card is a good option if you want to earn Southwest points on an ongoing basis and pay a modest annual fee

Southwest Airlines credit card review: Ongoing benefits of the Southwest Rapid Rewards Plus Credit Card

The Southwest Rapid Rewards Plus Credit Card has a number of benefits you’ll receive as long as you hold the card. Here’s what you’ll get:

  • 2 EarlyBird Check-In® per year Get automatic check-in to enjoy a better boarding position and earlier access to overhead bins.
  • 3,000 anniversary points — You’ll get 3,000 points every year after your first cardmember anniversary, those points are worth about $40 towards Southwest flights.
  • 25% back on Southwest inflight purchases
  • Boost of 10,000 Companion Pass® qualifying points every year

If you fly Southwest at least once a year, you shouldn’t have trouble using the two EarlyBird Check-In passes and 3,000 anniversary points. The value of those two perks more than covers the $69 annual fee.

Which cards compete with the Southwest Rapid Rewards Plus Credit Card?

Southwest issues two other personal credit cards in addition to the Southwest Plus Card: The $99 annual fee Southwest Rapid Rewards® Premier Credit Card and the $149 annual fee Southwest Rapid Rewards® Priority Credit Card.

These other two cards offer very similar earning rates, as well as the same intro bonus. 

The big difference is with each card’s ongoing benefits. For example, the Southwest Priority Card comes with benefits like 7,500 points after each cardmember anniversary (worth around $105 in Southwest flights) and $75 in Southwest travel credits each year.

Before you apply, be aware of the application rules surrounding Southwest credit cards:

  • You aren’t eligible to open a Southwest personal credit card if you already have one.
  • You aren’t eligible to earn a Southwest personal credit card bonus if you’ve earned one in the past 24 months.
  • You will likely not be approved for a Southwest credit card if you’ve opened five or more personal credit cards from any bank in the past 24 months.
Non-Affiliate Disclosure: The information for the Southwest Rapid Rewards Premier Credit Card has been collected independently by The Daily Navigator. The card details on this page have not been reviewed or provided by the card issuer.

Southwest Rapid Rewards® Plus Credit Card

Earn 85,000 bonus points

after spending $3,000 on purchases in the first 3 months from account opening.

Annual Fee: $69  |  Terms Apply  |  Rates & Fees

Editorial Disclaimer: Opinions expressed here are the author’s alone. This post contains references to products from one or more of our partners and we may receive compensation when you click on links to those products.

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