How to Use CardMatch to Find the 150,000-Point Amex Platinum Welcome Bonus

Looking to find the 150,000-point welcome bonus for the Amex Platinum card or other elevated offers? CardMatch can be your key to success.
woman holding a credit card


The Daily Navigator strives to help you make the best decisions in travel. While we produce content according with strict editorial integrity this post may contain references to partner products. Here’s a full explanation for how our team makes money .

Recently, we’ve seen some of the highest welcome bonuses in the history of travel credit cards. We’re talking offers potentially worth several thousand of dollars in free travel that can score you free travel this year—like the Amex Platinum 150k offer. 

In the past few years, I’ve managed to accrue more than 1.5 million points from welcome bonuses alone. If you patiently wait for good deals, you’ll be floored at the amount of rewards you can get with extremely little effort.

Your best bet is to follow the advice you read here—believe us when we tell you a deal is worth jumping on.

But guess what: Even we points-obsessed travelers who constantly monitor deals cannot always see some of the best deals on the market. That’s where CardMatch comes to the rescue.

Here’s a quick look at one of the most powerful tools in the points-earning game.

What is CardMatch?

The welcome bonuses you see on a credit card issuer’s website (or even via Smart Points) are publicly available offers. Anyone who applies, and is approved, is eligible to earn these intro offers.

But banks occasionally target would-be customers for significantly better bonuses. Sometimes they come via snail mail in a shiny pamphlet. Sometimes you’ll receive an email. But often, you’ll get nothing at all.

That’s right—you could be targeted for loads of amazing offers and have no idea.
CardMatch is a tool that helps you to sniff out these secret offers. By entering some personal information, it will query most credit card issuers to see if you qualify for any bonuses that are better than the public offer.

But you may find that you qualify for bonuses worth several hundred dollars more than most other people.

Elevated bonuses through CardMatch

For example, some users have received a better welcome offer for The Platinum Card® from American Express, to the tune of 150,000 points after spending $8,000 on eligible purchases in the first six months of opening an account. That’s a solid 70,000 points higher than the current publicly available bonus, which is totally wild. You could book a roundtrip business class flight to South Africa with a bonus like that—which could easily cost $6,000+ in cash.

Some users may also be targeted for 100,000 or 125,000-point welcome bonuses for The Platinum Card® from American Express. 

Other reports show elevated offers for the American Express® Gold Card, which is offering a bonus as big as 90,000 points after spending $4,000 in the first six months of account opening.

–> The Platinum Card® from American Express

The Platinum Card® from American Express

80,000 Membership Rewards® Points

after you spend $8,000 on purchases in your first 6 months of card membership

Annual Fee: $695  |  Terms Apply  |  Rates & Fees

Here are a few examples of what 150,000 Amex points can get you if you score the Amex Platinum 150k offer:

  • Roundtrip to Europe in business class: Transfer 126,000 Amex points to Avianca Lifemiles to book a roundtrip flight on United Polaris in business class from the US to Europe
  • 16 flights on American Airlines: Transfer Amex points to British Airways Avios and book up to 16 one-way flights on American Airlines that are under 1,151 miles in distance
  • Roundtrip to Japan in business class: Transfer as few as 75,000 miles to ANA Mileage Club to book a roundtrip business class flight to Japan on ANA during the low season
  • About $2,000 worth of travel on Delta Air Lines: Delta SkyMiles are worth 1.3 cents on average when redeemed for domestic flights on the carrier, meaning 150,000 Amex points transferred to Delta would be worth about $1,950!
Fly in United Airlines Polaris business class between US and Europe for just 63,000 Avianca miles. (Courtesy of United)

How to use CardMatch to find bigger welcome offers, like the Amex Platinum 150k offer

CardMatch is super easy to use, and it doesn’t affect your credit in any way.

When you first visit the site, you’ve got the option to fill out a questionnaire which will help the tool narrow down targeted offers that are most relevant to your goals. Are you looking for a card that earns travel rewards? Do you use multiple cards depending on the spending category? Are you willing to pay an annual fee?

After you’ve answered these questions, you’ll need to fill out some personal information so CardMatch can locate your credit details and search each credit card issuer for special deals. You’ll have to enter:

  • Employment status
  • Income
  • Monthly rent/mortgage payments
  • Name
  • Address
  • Last four digits of your Social Security number
  • Email address


Again, there is no hard pull on your credit, so there’s no risk to your credit when using CardMatch.

After you’ve submitted this information, you’ll see a list of cards recommended for you—even if you’re not targeted for any offers. As you can see, I’m not currently targeted for any increased bonuses.

But you may find that you qualify for bonuses worth several hundred dollars more than most other people.

–> Check out CardMatch here

Note: It’s especially important to ensure you’re getting the highest possible bonus before applying for American Express cards, making it worth double checking with CardMatch before applying with a public offer. That’s because Amex enforces a once-per-lifetime rule on their card bonuses. If you’ve ever earned the bonus before, you aren’t eligible to earn the bonus again (unless otherwise specified).

Final thoughts

Using CardMatch could net you a welcome bonus worth tens of thousands of extra points than the publicly available offer. There are often crazy generous targeted bonuses floating around (such as the Amex Platinum 150k offer) that would-be cardholders overlook because they don’t even know the offers exist.

We’ll always tell you when we spot an increased publicly available bonus worth opening— but it’s still worth a quick CardMatch search before you submit an application. The offers are updated regularly, so even if you weren’t targeted last week, things may be different today.

–> Check out CardMatch here

Editorial Disclaimer: Opinions expressed here are the author’s alone. This post contains references to products from one or more of our partners and we may receive compensation when you click on links to those products.

Learn To Earn

Get expert insight into travel credit cards, loyalty programs, points hacks, and more.

Related Stories

Built with ❤️ by travelers, for travelers.

© 2024 Dollar Flight Club Inc. All Rights Reserved

Stay in the know with
The Navigator Newsletter

A five-minute trip through the news that matters most to travelers. Past Edition

A five-minute trip through the news that matters most to travelers. Past Edition

This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. The relationship may impact how an offer is being presented. Our site doesn’t include all the offers available. Terms apply to the offers listed on this page. For an explanation of our Advertising Policy, visit this page.

DFC Partner Perks App Link Image
Special Discounts for Our Members

Save Big with Perks

Get $5,000+ in immediate travel savings with Perks. Unlock next level travel benefits, for life. Get discounts from the world’s best travel brands you won’t find anywhere else. No credit required.

DFC Concierge App Link Image
Special Discount for Our Members

93% off lifetime access

Save $1,200 and 10 hours of your time on every vacation. With Lifetime access to DFC Concierge, get fully customized trip itineraries to make every vacation unforgettable.

Dollar Flight Club App Link Image
Special Discount for Our Members

50% Off PREMIUM

You can save up to $500 on your next adventure without lifting a finger get email alerts when we find flights up to 90% off leaving your home airport. Just let us know your departure airport and we’ll do the rest.

The Navigator Commitment

The Daily Navigator is the cornerstone of the DFC Media family. Through each of our brands, we’re dedicated to helping our readers travel, spend, and live smarter.

With products dedicated to affordable travel, daily news, hospitality, and personal finance, we deliver the day’s essential content with none of the filler — all in a way that’s fast, easy, and fun to read. Every morning, over 2 Million travelers trust DFC to deliver the latest news and information so that they can make informed decisions faster. We hope you’ll join them.

We’re happy to have you here!