How to Find the Best Points and Miles Flights to Monaco

Get into the Mediterranean city-state of mind.
How to Find the Best Points and Miles Flights to Monaco

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What are travel credit cards, and how do they work?

Travel credit cards are financial products that offer various rewards and benefits geared towards frequent travelers. They typically earn you points or miles for every dollar spent on eligible purchases. These rewards can be redeemed for flights, hotel stays, car rentals, and other travel-related expenses. Travel credit cards may also include perks like travel insurance, airport lounge access, and no foreign transaction fees.

How do I choose the best travel credit card for my needs?

Choosing the best travel credit card depends on your travel habits, spending patterns, and preferences. Consider factors like the type of rewards offered (points, miles, or cash back), the card’s annual fee, sign-up bonuses, earning rates, redemption options, and additional travel perks. Analyzing these features will help you find a card that aligns with your lifestyle and offers the most value.

What are the benefits of using a travel credit card over other types of credit cards?

Travel credit cards provide unique advantages for travelers, such as earning rewards specifically tailored to travel expenses. Additionally, many travel credit cards offer travel-related perks like free checked bags, priority boarding, and travel insurance. Some cards also waive foreign transaction fees, making them ideal for international travelers.

What is a sign-up bonus, and how can I qualify for it?

A sign-up bonus is a promotional offer provided by the credit card issuer to entice new cardholders. To qualify for a sign-up bonus, you usually need to meet specific spending requirements within a certain timeframe after opening the account. The bonus can be in the form of points, miles, or cash back, and it’s a great way to jump-start your rewards earning.

Do travel credit cards charge foreign transaction fees?

Not all travel credit cards charge foreign transaction fees. Many of the top-tier travel cards waive these fees, making them ideal for international travel. However, it’s essential to read the card’s terms and conditions to confirm this before using it abroad.

How can I maximize the rewards earned with my travel credit card?

To maximize rewards, use your travel credit card for everyday expenses and large purchases. Take advantage of bonus categories and special promotions to earn more points or miles. Consider combining your travel credit card with loyalty programs to stack rewards and get even more value out of your purchases.

Does any destination scream luxury more than Monaco? 

The city-state and second-smallest country in the world is renowned as a haven for the super-rich, boasting more than 12,000 millionaires among its 36,000 inhabitants. Its sun-drenched coast is lined with super-yachts, while the annual arrival of Formula One is one of the most sought-after events to attend on the planet.

Assuming you don’t have your own private jet, flights to Monaco might not be easy to come by. In fact, technically, flights to Monaco don’t exist–it doesn’t have an airport.

Instead, you’ll fly into the nearby French city of Nice, and trust us, those flights can get pricey.

Luckily, we’re here to direct you to some of the best ways to find flights to Monaco (via Nice) for next to nothing using points and miles. Maybe you can even score a business-class flight to get you in the mood.

Finding the best airlines for points and miles flights to Monaco

As mentioned, none of these flights to Monaco are actually landing in Monaco. It’s too small to warrant its own airport…unless you’re in a private helicopter. But Nice’s Côte d’Azur Airport is nearby and will be the focal point for any of your searches.

If you felt like getting creative, you could look at other major airports like Paris or Barcelona and work out cheap travel to Monaco once you arrive, but for this piece, we’re sticking with Nice.

Using KLM/ Air France Flying Blue for flights to Monaco using points

First up is KLM and Air France’s joint program, Flying Blue. While it’s a dynamic system, meaning points will fluctuate based on a number of factors, it’s far more reliable than similar systems. In fact, finding flights to Monaco for just 27,500 miles is simple with Flying Blue.

Better yet, it’s a direct flight from New York using Delta. So, you’ll be soaking up the sun in a mere matter of hours with no annoying connections. The same flight booked using SkyMiles could be more than double.

How to earn enough Flying Blue miles

Flying Blue is one of the easiest airline currencies to earn. You can build your balance by flying with either airline or one of its partners like Delta or Virgin Atlantic, or enjoy a big boost by opening a credit card that allows transfers to the program.

All the major credit card issuers transfer points to Flying Blue, so any American Express, Capital One, Chase, Citi, or Bilt card could get you those flights to Monaco. Here are a few you could use. 

The American Express® Gold Card

The American Express® Gold Card is an excellent option for your flights to Monaco. The card’s 60,000 point intro bonus, earned after spending $6,000 within six months, earns you just enough to grab a roundtrip to Nice with Delta.

American Express® Gold Card

60,000 Membership Rewards® Points

after you spend $6,000 on eligible purchases with your new card within the first 6 months of card membership

Annual Fee: $250  |  Terms Apply  |  Rates & Fees


The Capital One Venture X Rewards Credit Card’s 75,000-mile intro bonus is a stellar choice. Earned after spending $4,000 within three months of opening the card, it’ll leave you with room to spare. You’ll even get to enjoy the lounge on the way.

Capital One Venture X Rewards Credit Card

75,000 Bonus Miles

after you spend $4,000 on purchases in the first 3 months of account opening

Annual Fee: $395  |  Terms Apply  |  Rates & Fees

Bilt Mastercard®

While the Bilt Mastercard doesn’t have an intro bonus like the previous two cards, its unique position in the market means a typically untapped spending category could get you to Monaco—your rent. The card is the only product designed to earn points on rent, so while it might not be an immediate answer, over time, it’s gold.

Using United MileagePlus for flights to Monaco

Usually, we focus on programs with strict award charts because they offer the best and most consistent value, but sometimes, an airline like United comes in with some excellent deals. A quick glance at United’s portal shows plenty of flights for as low as 30,000 miles, making it easy to get to Monaco and back for almost nothing.

Just make sure to check availability on the specific dates you want, as that rate isn’t there every day.

How to earn enough United MileagePlus miles

United MileagePlus points aren’t as easy to earn as Flying Blue miles, but there’s still plenty of scope for a successful strategy. Currently, Chase is the only major issuer allowing transfers to the American airline, so you’ll need to stick with one of those cards to reap the benefits.

Of course, you can fly with United or its partners or open a United co-branded card, too. 

Chase Sapphire Preferred® Card

The Chase Sapphire Preferred® Card is the simplest option for almost free flights to Monaco. Its 60,000-point intro bonus, also earned by spending $4,000 within three months, is just enough to grab a roundtrip flight to Monaco from various US airports. 

Chase Sapphire Preferred® Card

60,000 Bonus Points

after spending $4,000 on purchases within the first three months from account opening

Annual Fee: $95  |  Terms Apply  |  Rates & Fees

Chase Sapphire Reserve®

The Preferred’s older and more premium sibling offers a similar intro bonus, but comes loaded with luxury perks like lounge access and travel statement credits, as well as higher earning opportunities on daily spending. If you’re in the market for a new premium card, opt for this instead of the Preferred.

Chase Sapphire Reserve®

60,000 Bonus Points

after you spend $4,000 on purchases in 3 months of account opening

Annual Fee: $550  |  Terms Apply  |  Rates & Fees

Using British Airways Avios for flights to Monaco

A surprising addition to the list is British Airways Executive Club and its Avios currency to grab your flights to Monaco. While availability varies, the sweet spot is finding a partner flight with Aer Lingus. Its routes to Nice are an unbelievable 19,200 Avios each way, offering tremendous value.

The route does have higher taxes and fees, just over $100, but that’s still an excellent deal by anyone’s standards.

How to earn British Airways Avios points

British Airways Avios is another straightforward currency to earn. American Express, Chase, Capital One, and Bilt all offer direct transfers to the airline’s program, so opening most of the cards above will prove a great way to get flying.

But even if you have a Citi card, it’s still possible. As British Airways shares its currency with Qatar Airways, all you’d need to do is transfer your Citi points to Qatar, then onwards to British Airways—problem solved.

Citi Premier® Card

The Citi Premier Card is a criminally overlooked credit card. Despite having some valuable transfer partners (like Qantas), it’s often passed over for the more familiar names. That’s a big mistake, as you’d be missing out on a mega 60,000-point intro bonus after spending $4,000 within three months of opening the card. Use that Qatar workaround for your flights to Monaco with British Airways.

Citi Premier® Card

60,000 Bonus Points

after you spend $4,000 in purchases within the first 3 months of account opening

The point

Despite its hyper-luxurious reputation, there are still plenty of ways to get to Monaco for almost nothing. Trust us, you’ll need some money for the hotels…and everything else.

Editorial Disclaimer: Opinions expressed here are the author’s alone. This post contains references to products from one or more of our partners and we may receive compensation when you click on links to those products.

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