Card of the Week: Chase Freedom Unlimited

There's more to this stellar earner than meets the eye
chase freedom flex


The Daily Navigator strives to help you make the best decisions in travel. While we produce content according with strict editorial integrity this post may contain references to partner products. Here’s a full explanation for how our team makes money .

Points are great, but sometimes it’s nice to get some good ol’ fashioned cash back. Sure, it might not give you outweighed value on travel, but it provides flexibility. If you want to use it for travel, great; if you need a hand with the groceries this month, perfect. But what if you could have both…

As cashback cards go, The Chase Freedom Unlimited is as good as it gets. It has no annual fee, 6.5% cashback on travel, 4.5% on dining and drug stores, and 3% back on anything else.  Its intro bonus comes in the form of an extra 1.5% on top of anything you buy for the first year up to $20,000, potentially $300 extra.

The interesting kicker with this card is that you can link it with another Chase Cards that uses Ultimate Rewards and turn your cashback into points. It’ll be a flat transfer of 30,000 points from $300, but you can increase that value with smart transfers. This is a perfect card for beginners.

Pros:

  • No annual fee

  • Potential $300 intro bonus can be used as cash or points

  • Simple earning categories

Cons:

  • It has a foreign transaction fee of 3%, so it’s a no-go abroad

  • Few perks beyond the basics

Editorial Disclaimer: Opinions expressed here are the author’s alone. This post contains references to products from one or more of our partners and we may receive compensation when you click on links to those products.

Learn To Earn

Get expert insight into travel credit cards, loyalty programs, points hacks, and more.

Related Stories

Built with ❤️ by travelers, for travelers.

© 2024 Dollar Flight Club Inc. All Rights Reserved

Stay in the know with
The Navigator Newsletter

A five-minute trip through the news that matters most to travelers. Past Edition

A five-minute trip through the news that matters most to travelers. Past Edition

This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. The relationship may impact how an offer is being presented. Our site doesn’t include all the offers available. Terms apply to the offers listed on this page. For an explanation of our Advertising Policy, visit this page.

The Daily Navigator Featured Card Popup 3
Chase Ink Cash Credit Card Business
Limited Time Offer!

EARN UP TO $750 IN BONUS CASH TO TRAVEL FOR FREE

Our favorite card with a $0 annual fee. 

Partner offer. Terms apply.

DFC Partner Perks App Link Image
Special Discounts for Our Members

Save Big with Perks

Get $5,000+ in immediate travel savings with Perks. Unlock next level travel benefits, for life. Get discounts from the world’s best travel brands you won’t find anywhere else. No credit required.

DFC Concierge App Link Image
Special Discount for Our Members

93% off lifetime access

Save $1,200 and 10 hours of your time on every vacation. With Lifetime access to DFC Concierge, get fully customized trip itineraries to make every vacation unforgettable.

Dollar Flight Club App Link Image
Special Discount for Our Members

50% Off PREMIUM

You can save up to $500 on your next adventure without lifting a finger get email alerts when we find flights up to 90% off leaving your home airport. Just let us know your departure airport and we’ll do the rest.

The Navigator Commitment

The Daily Navigator is the cornerstone of the DFC Media family. Through each of our brands, we’re dedicated to helping our readers travel, spend, and live smarter.

With products dedicated to affordable travel, daily news, hospitality, and personal finance, we deliver the day’s essential content with none of the filler — all in a way that’s fast, easy, and fun to read. Every morning, over 2 Million travelers trust DFC to deliver the latest news and information so that they can make informed decisions faster. We hope you’ll join them.

We’re happy to have you here!