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Bilt Points Can Now Be Transferred to Rapid Rewards®
Your credit card should be doing more than just sitting in your wallet—it should be working for you. And now, thanks to a new partnership between Bilt Rewards and Southwest Airlines, your rent payments can help you earn free flights. That’s right: rent could turn into a vacation.
Bilt members can now transfer points to Southwest’s Rapid Rewards program at a 1:1 ratio, gaining access to over 100 destinations across the US, Mexico, the Caribbean, and Central America. Paying rent through Bilt earns flexible rewards that can be used for rent, travel, a home down payment, or even to pay off student loans.
Bilt members also get new monthly rewards, such as Rent Day Rewards and special benefits at local spots. This partnership strengthens Bilt’s reputation as a flexible rewards program with no fees on rent payments and valuable travel transfers. As the partnership grows, expect exclusive deals and new features to keep Bilt members and Southwest’s loyal flyers happy.
✈️ Why this matters
This partnership just adds more flexibility to an already impressive rewards program. Whether you’re saving up for a tropical escape or a quick weekend getaway, it feels pretty great knowing that paying rent could help get you there.
So yeah, if you’re going to hand over that rent check every month, why not let it take you somewhere sunny?
- Best for: Frequent Southwest Fliers
- Annual Fee: $149
- Variable APR: 20.49% - 27.49%
- Reward Rate: 1X - 3X
- Recommended Credit: 670-850
Southwest Rapid Rewards® Priority Card
50,000 Bonus Points
Offer Details:
Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
Why we like it
The Southwest Rapid Rewards® Priority Credit Card is the popular airline’s premium card offering and represents a solid piece of value for those who fly with the carrier at least once or twice a year. While premium, in this case, doesn’t stretch to the same lounge-based perks as some of its competitors, the card offers four upgraded boardings a year, a generous annual points bonus, and a neat $75 travel credit, making it well worth the fee.
Reward details
3X points on Southwest® purchases.
2X points on local transit and commuting, including rideshare.
2X points on internet, cable, and phone services; select streaming.
2X points on Rapid Rewards® hotel and car rental partners.
1X points on all other purchases.
Pros & Cons
Pros
Cardholders enjoy four upgraded boardings a year when available.
The $75 travel credit is for any Southwest expense, including ticket cots and not just incidentals.
The 7,500 annual bonus points are worth around $100 towards travel on Southwest.
25% discount on in-flight purchases when paying with the card
The intro bonus can be used when collecting points for the Companion Pass benefit.
Elite status can be earned with day-to-day spending, and not just flights.
Cons
The $149 annual fee can be steep if the card isn’t used to its full value.
No lounge access included
Southwest points cannot be transferred or used with any airline partners.
Terms Apply
- Best for: Beginner Southwest Points
- Annual Fee: $69
- APR: 20.49% - 27.49%
- Reward Rate: 1X - 2X
- Recommended Credit: 670-850
Southwest Rapid Rewards® Plus Credit Card
50,000 Bonus Points
Offer Details:
Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
Why we like it
The Southwest Rapid Rewards® Plus Credit Card is the popular airline’s entry-level card and offers solid value for those who fly with the carrier at least once a year. It comes with a few easy-to-use perks like 3,000 Southwest points every year after your first cardmember anniversary and two EarlyBird check-ins per year. It’s a good option for those who want to earn Southwest points on an ongoing basis and not have to pay a high annual fee.
Reward details
2X points on Southwest® purchases.
2X points on local transit and commuting, including rideshare.
2X points on internet, cable, and phone services; select streaming.
2X points on Rapid Rewards® hotel and car rental partners.
1X points on all other purchases.
Pros & Cons
Pros
Cardholders enjoy two EarlyBird check-ins a year which allows for earlier boarding and more seat selection.
The 3,000 annual bonus points are worth around $40 towards travel on Southwest.
25% discount on Southwest in-flight purchases when paying with the card
The intro bonus can be used for collecting points for the Companion Pass benefits
Elite status can be earned with day-to-day spending, and not just flights.
Cons
Charges foreign transaction fees
Southwest points cannot be transferred or used with any airline partners.
Terms Apply
- Best for: Renters
- Annual Fee: $0
- Reward Rate: 1X - 3X
- Recommended Credit: 670-850
Why we like it
The no annual fee Bilt Mastercard® is a very unique product that can turn points earned from one of your largest monthly expenses into a heap of travel rewards and other redemption options. It’s the only card that allows you to pay your rent with no transaction fees—you’ll earn 1X points on rent, up to 100,000 points a year. Many landlords don’t accept credit cards or they charge a convenience fee to use a credit card to pay rent—making it an intriguing option for renters across the US. Plus, its points can be transferred to valuable airline and hotel partners. You must use the card 5 times each statement period to earn points.
Reward details
3x points on dining
2x points on travel
1x points on other purchases
1x points on rent without the transaction fee, up to 100,000 points in a calendar year. When you use the card 5 times each statement period using your Bilt Mastercard, you’ll earn points on rent and qualifying net purchases.
Pros & Cons
Pros
The greatest benefit is obvious: redeeming points earned from rent into travel rewards with no transaction fees attached.
Bilt has some excellent and unique transfer partners, like United Airlines and Hyatt.
Decent points-earning potential in other categories like 2X points on travel, 3X points on dining, and 1X points on rent (up to 100,000 points in a calendar year) and other purchases.
You can earn interest on Bilt Points when you reach Silver status.
A few other nice benefits are included, such as Cellular Telephone Protection.
Cons
No sign-up bonus
Use the card 5 times each statement period to earn points. So you can’t use it solely for rent. I’d advise putting some restaurant bills on it, as you’ll grab 3X points on those transactions.
by your friends at The Daily Navigator
