Smart Points https://thedailynavigator.com/ Master your money & travel smarter Mon, 26 Oct 2026 18:26:23 +0000 en-US hourly 1 https://wordpress.org/?v=7.1.4 https://thedailynavigator.com/wp-content/uploads/2022/06/Smart-Points-Favicon-150x150.png Smart Points https://thedailynavigator.com/ 32 32 How Paying Interest Can Erase Every Point You Earn https://thedailynavigator.com/how-paying-interest-can-erase-every-point-you-earn/ Fri, 23 Oct 2026 18:53:06 +0000 https://thedailynavigator.com/?p=62728 Interest is the fee banks or credit card issuers charge customers for borrowing money and not paying the statement balance in full by the payment due date.

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]]> What Are Airline Miles, and How Do They Actually Work? https://thedailynavigator.com/what-are-airline-miles-and-how-do-they-actually-work/ Mon, 19 Oct 2026 20:16:25 +0000 https://thedailynavigator.com/?p=62513 Fly a mile with an airline, earn a rewards mile. From there, once you had enough, you were free to redeem them for flights, upgrades, and whatever else the carrier saw as fair game.

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]]> Are Points Really “Free”? The Hidden Cost of Rewards https://thedailynavigator.com/are-points-really-free-the-hidden-cost-of-rewards/ Mon, 21 Sep 2026 22:05:49 +0000 https://thedailynavigator.com/?p=62189 Let’s take a look at the areas where your costs are eating into those “free” flights and put money back in your pocket

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]]> Stay Longer, Spend Fewer Points: How Free-Night Award Perks Work https://thedailynavigator.com/stay-longer-spend-fewer-points-how-free-night-award-perks-work/ Thu, 17 Sep 2026 22:53:41 +0000 https://thedailynavigator.com/?p=62125 Check out this article for the best ways to maximize your hotel points and free nights with the programs that allow it.

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]]> The Citi / AAdvantage Executive Card Just Got a Major Refresh https://thedailynavigator.com/the-citi-aadvantage-executive-card-just-got-a-major-refresh/ Wed, 16 Sep 2026 23:23:25 +0000 https://thedailynavigator.com/?p=62017 It has added new statement credits, boosted earning rates, thrown in new hotel and rental car perks, and more!

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]]> Annual Fee vs. No Annual Fee: How to Decide https://thedailynavigator.com/annual-fee-vs-no-annual-fee-how-to-decide/ Mon, 14 Sep 2026 20:56:58 +0000 https://thedailynavigator.com/?p=61826 Here are the big questions you should be asking yourself when deciding between a card with an annual fee and one without.

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]]> 5 States With the Highest (and Lowest) Income Tax Rates https://thedailynavigator.com/5-states-with-the-highest-and-lowest-income-tax-rates/ Thu, 03 Sep 2026 18:02:45 +0000 https://thedailynavigator.com/?p=60954 A state-by-state breakdown of who pays the most and least, plus what you need to know if you live and work in different states.

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]]> Our Investing Strategy for 2026 https://thedailynavigator.com/our-investing-strategy/ Tue, 18 Aug 2026 18:41:06 +0000 https://thedailynavigator.com/?p=60550 Let's take a look at what's going on in the economy and financial markets and what you can do to improve your portfolio.

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]]> Capital One Venture X Lounge Policy, One Year Later: Was It Really That Bad? https://thedailynavigator.com/capital-one-venture-x-lounge-policy/ Thu, 13 Aug 2026 19:56:09 +0000 https://thedailynavigator.com/?p=60347 In June 2025, the issuer announced a sweeping overhaul of the lounge benefits attached to the Capital One Venture X Rewards Credit Card

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]]> Atmos Rewards: Complete Guide https://thedailynavigator.com/atmos-rewards-complete-guide/ Fri, 07 Aug 2026 21:01:39 +0000 https://thedailynavigator.com/?p=60254 Let’s take a deep dive into Atmos Rewards, including the nitty-gritty surrounding its recent merger with Hawaiian.

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