Chase Ink Business Preferred® Credit Card​ 2023

Chase Ink Business Preferred® Credit Card​​

90,000 Bonus Points

Offer Details:

90,000 Bonus points after you spend $8,000 on purchases in the first 3 months from account opening.

3X

Earn 3 points for every $1 spent on travel and select business categories, up to $150,000 each year on your account anniversary.

1X

Earn 1 point for every $1 spent on all other purchases, with no earning cap.

The Ink Business Preferred Business Card pulls attention with its big intro bonus, currently sitting at 90,000 points. That’s worth in $900 cash back, $1,500 toward travel when redeemed through Chase Travel℠, or even more when transferring to Chase’s travel partners like Hyatt, United Airlines, British Airways and more. But the card shows its real value with its high-earning bonus-spending categories. Freelancers and business owners alike will earn 3 points per dollar on the first $150,000 spent on travel and select business categories each account anniversary year.

Pros

  • Simply put, for small business owners and freelancers it’s one of the best cards for turning business spending into valuable travel. The bonus alone is worth $900 cash back, $1,500 toward travel when redeemed through Chase Travel℠, or potentially more when transferring to Chase’s travel partners like Marriott or Air Canada. 

  • It also offers some stellar protections including a comprehensive reimbursement on damaged or stolen cell phones, and primary rental car coverage.

  • It has a reasonable $95 annual fee.

  • If you have another Chase card like the Sapphire Preferred or Reserve, or even a cash back earning Chase card, you can pool your points and make them more valuable.

Cons

  • It does lack some of the juicier benefits attached to other business credit cards likes the The Business Platinum Card® from American Express. But with the low fee, it’s hard to argue with its value proposition.

  • It’s subject to Chase’s 5/24 rule. So if you’ve opened five cards in the last two years, you’re most likely not going to be accepted. 

This the right column area you'd see in post template

Chase Ink Business Preferred® Credit Card​​

90,000 Bonus Points

Offer Details:

90,000 Bonus points after you spend $8,000 on purchases in the first 3 months from account opening.

Why we like it

The Ink Business Preferred Business Card pulls attention with its big intro bonus, currently sitting at 90,000 points. That’s worth in $900 cash back, $1,500 toward travel when redeemed through Chase Travel℠, or even more when transferring to Chase’s travel partners like Hyatt, United Airlines, British Airways and more. But the card shows its real value with its high-earning bonus-spending categories. Freelancers and business owners alike will earn 3 points per dollar on the first $150,000 spent on travel and select business categories each account anniversary year.

  • 3X points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year 

  • 1X point per $1 on all other purchases – with no limit to the amount you can earn

Pros

  • Simply put, for small business owners and freelancers it’s one of the best cards for turning business spending into valuable travel. The bonus alone is worth $900 cash back, $1,500 toward travel when redeemed through Chase Travel℠, or potentially more when transferring to Chase’s travel partners like Marriott or Air Canada. 

  • It also offers some stellar protections including a comprehensive reimbursement on damaged or stolen cell phones, and primary rental car coverage.

  • It has a reasonable $95 annual fee.

  • If you have another Chase card like the Sapphire Preferred or Reserve, or even a cash back earning Chase card, you can pool your points and make them more valuable.

Cons

  • It does lack some of the juicier benefits attached to other business credit cards likes the The Business Platinum Card® from American Express. But with the low fee, it’s hard to argue with its value proposition.

  • It’s subject to Chase’s 5/24 rule. So if you’ve opened five cards in the last two years, you’re most likely not going to be accepted. 

This the right column area you'd see in any post

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