The Ink Business Preferred Card stands out as an excellent card for small businesses and freelancers, thanks in large part to its current massive 100,000 point intro bonus. That bonus alone is worth $1250 when used through the Chase travel portal and up to $2000 when transferred to a partner.
Of course, to make that bonus, holders need to spend $15,000 in the first three months of opening the card. Luckily, business spending on high-use categories like shipping and advertising all get 3 points per dollar, so you could be earning 145,000 points if all that spending is in the right place.
Pros:
Huge 100,000 point intro bonus
Strong earning on key categories
Flexible reward options
Employee cards are free
Excellent protections including cell phone coverage
Low yearly fee of $95
Cons:
Earning categories are specific, so not suitable for everyone
Chase 5/24 rule could prevent many from opening
by travelers, for travelers.